A new American company, built on twelve years of life settlement experience.
The company is new. The work behind it is not.
Tavron is the American arm of ADR Safe Economics Ltd. For twelve years, ADR's team has acquired and managed U.S. life insurance policies, paid the premiums, administered investor interests, and worked with independent outside firms throughout the life of each policy. Tavron brings that operating foundation to the American market.
- 12
- Years doing this
- ~20
- Policies bought and managed
- $130M+
- Combined face value of those policies
These are ADR's numbers as of August 31, 2026. ADR is an affiliated company. Tavron itself is new; the work behind the numbers is not.
01 / About
Who we are
ADR has bought and managed American life insurance policies for twelve years, and has syndicated thousands of retail investors into them.
The work is unglamorous. Find a policy worth buying. Confirm it is legally sound. Read the medical underwriting. Pay the premiums on time, every month, for years. Tell investors what they own. The same permanent team does all of it, with outside firms on the parts that need independent eyes.
Tavron is the American arm of that business.
ADR was founded by Asher Roth, who runs its life settlement work and its operations and regulatory relationships in Israel and the United States.
02 / Life settlements
What a life settlement is
Someone in the United States owns a life insurance policy they no longer need, or can no longer afford. Stopping payment gets them little or nothing. Selling it usually gets them considerably more than the insurer would pay to surrender it. The buyer takes over the premiums and receives the policy's proceeds when the insured person dies.
This is an old market, not a new product. The right to sell a life insurance policy was settled by the U.S. Supreme Court in 1911, in Grigsby v. Russell, and the business has been regulated at state level ever since.
- 01
Choosing a policy
We look at the policy's terms, at what it would cost to buy, and at an independent assessment of the insured person's life expectancy.
- 02
Managing it day to day
Premiums get paid, month after month. The policy's status and the insured person's circumstances are checked regularly, for as long as the policy is held.
- 03
The outcome
What it comes to depends on three things: what was paid for the policy, what the premiums added up to over the years, and how long the insured person lives.
What can go wrong.
This is slow money. There is no market pricing these policies day to day and no easy way out early. Nobody knows in advance when a policy will pay. If the insured person lives longer than the underwriting expected, the premiums keep coming and the return goes down. And the money at the end comes from an insurance company, which has to be able to pay it.
03 / Partners
Partners
Outside firms handle the work that needs independent expertise.
- U.S. corporate and regulatory counselHonigman LLP
- Life settlement legal counselJoseph Lichter
- Ongoing insured-status monitoring and policy administrationISC Services
These firms are engaged and paid for their work. None of them endorses Tavron or recommends an investment.
Questions go to Asher@adr-ltd.co.il.